With 2022 ending in a few days, it’s hard to believe that 2023 is just around the corner. Seriously, where does time go?And boy, is it pretty It’s been a crazy year when it comes to technology and social media. And we know the internet loves year-end wrap-ups.
It’s a good time to reflect, looking forward to new goals and solutions. In summary, there are many ways to see your activity over the past year. Create your own Instafest Spotify festival with the most listened to artists of the year, see how they spent their time on Reddit, see the games they played on Nintendo Switch, or even create an Instagram Recap Reel. I can do it. many options.
But if you have an Apple Card and use it mostly for everything (like me), you may not like this particular roundup. Apple Card shows you exactly where all your money went!
Use Apple Card as your primary payment method
Ever since Apple Card came out in 2019, I’ve used it as my primary payment method whenever possible. I used to use a debit card because I didn’t want to end up with a lot of credit card debt, but the Apple Card gives me Daily Cash, so I wondered why. For the money I’m spending anyway, I can get some money back, no matter how small.
When I first opened my Apple Card account, I had a fairly modest limit of about $7,500. Since then it has multiplied several times and is now the largest line of credit available. Unless you have another card suitable for purchases (i.e. gas or a Costco City Card at a restaurant), use it whenever possible and pay monthly.
Aside from the convenience of instant daily cash rewards, another reason I love the Apple Card is its interface with the iPhone 14 Pro’s Wallet app with iOS 16. It looks better than a typical banking app and has a simple merchant name. , use a logo or icon that makes them easily identifiable. You can also see how much cashback you’ve earned from your purchases, your current balance, and how much credit you have available.
But with the Apple Card, you can do more than that. Tap the “Weekly Activity” tile to switch between months or years. And looking at my yearly Apple Card summaries is something I wish I hadn’t seen.
By default, categories appear whenever you view your Apple Card weekly, monthly, or yearly history. But you can change it to a merchant instead. My summary gave me an unexpected sticker shock.
But where did all my money go?!?
Apparently, I spent over $5,000 at Disneyland this year. This includes two fully paid-up girlfriend Magic Key passes for my husband and myself as well as various event tickets, dining him packages and tours in the park. This does not include all the items I have purchased online and at various stores in the park.
My second merchant is HelloFresh, where I spent over $3,000 in 2022. Hey, I like the convenience of choosing the meals to cook instead of planning meals myself. Is that such a crime? I don’t like going to the store to buy ingredients, mainly because I forget something and end up feeling bad, and the food goes bad and I waste money. At least at HelloFresh, all those meals are cooked without waste.
The third merchant was apparently a hospital. My his fourth seller is the Apple Store. Because I had to have a 1TB iPhone 14 Pro. And finally, my fifth merchant is Apple services and in-app purchases.
How to view my Annual Apple Card Merchant Summary
If you also use the Apple Card and want to know exactly how you spent your money this year, here’s how to find out.
- start the wallet apps on your iPhone.
- your choice apple card.
- choose Weekly/Monthly/Yearly Activities tile.will appear under card balance tile.
- Make sure tabs are on Year.
- select show merchant Switch from category view.
- If necessary, drop your jaw from the impact.
Summary that might actually make you re-evaluate your choices
Many other recaps are just for fun, but seeing where all your money has gone over the past year can have a real impact on your life. If you’ve spent a lot but can afford it, you have more power. , maybe it’s time to really think about it and see if you can cut back on your spending.
I’m kind of shocked at myself about how much money I’ve actually spent in some places this year. Still, I think it should be toned down just a little bit…